Paying for care at home: If you have assets and savings worth more than £23,250, you will not be entitled to financial support from your local authority.
Paying for residential care: If you have assets and savings worth more than £23,250 and/or you own your own property, you will not be entitled to financial support from your local authority.
Once your local authority has decided that care is needed, and that it is possible to provide that care, they’ll assess your finances. They will look at any income, savings, investments or property that you have (if your needs are for care at home, your primary residence will not be considered) to see what help you’re entitled to. This will have two possible outcomes:
- You will be eligible for full or partial financial support from your local authority
- You will not be eligible for any financial support from your local authority (also known as self-funding)
- Care Needs Assessment
Before you can do anything else, your local authority and a social worker (possibly someone you have already been in touch with) will carry out a Care Needs Assessment. During this assessment they identify what your care needs are and advise on the types of care that will meet these needs. This might be care at home or in a residential setting.
Sometimes there can be a long waiting list for an assessment from your local authority. In these cases, we can provide a care needs assessment to speed up the process of finding the right care and funding options.
There are alternatives to selling your house to pay your care home fees. You might consider a Deferred Payment Agreement with your local authority or the Care and Home Inheritance Plan.
Who pays for care?
In England, if you have more than £23,250 in savings you will be expected to pay for care yourself.
If your personal capital is below these thresholds (or falls below while you are receiving care), the local authority will pay for some or all of your care.
If you already receive social services, Council is obliged to offer you the option of direct payments in place of the services you currently receive. (There are some limited circumstances where you are not given this choice and the council will be able to tell you about these.)
If you’re not receiving social services, to get direct payments you’ll need to contact your local council to ask them to assess your needs. Social services (and therefore direct payments) are normally available if you are:
- An older person
- Disabled and aged 16 or over
- A parent or carer aged 16 or over (including people with parental responsibility for a disabled child)
- Effect on other benefits
Direct payments are not a replacement of income and therefore do not affect any other benefits you may be getting.
Direct payments are local council payments for individuals who would like to arrange and pay for their own care and support services instead of receiving them directly from Council. If you think you need care or support services, County Council’s Adult Social Care service will carry out an assessment of your needs.
Once the assessment has been carried out, there are three ways in which the services you need can be arranged:
- Council can give you a Direct Payment so you can arrange your own services in the way in which you prefer; or
- Council we can arrange the services for you; or a combination of the two.
For example, you can use the Direct Payment to:
- Pay Alpine to provide you directly with services;
- Employ your own staff;
- Design your own service that fits your choices and needs;
- Buy equipment that better fits your lifestyle;
- Arrange your own respite care to offer you or your carer a break; or
- A combination of any of these.
However, there are some rules. You must spend your Direct Payment on things that your assessment shows that you need. You can never use your Direct Payment to buy:
- Services from the local authority
- Long term residential care; or
- Anything that does not meet your agreed needs.
Alpine accepts Direct Payments and have a lot of experience with this method for individuals who are managing their own care and support requirements.
We can help and advise you along the way if you need it but, ultimately we will just be there for you, because it’s your life and your care. You will be able to decide which of your services you require for your lifestyle and manage your care and support according to your needs and wishes.
We have provided you with some information to help you make the decision that is the right one for you, but if you or your family wish to have an informal chat, just let us know, we could come to you or you could come and see us, it’s your choice. We recognise this is a ‘big’ decision to make so we will be there to help you if we can.
Home Care: The cost of care at home will depend on where you live.
Care Homes and Nursing Homes: The average cost of a residential care home in the UK ranges between £600 and £1,200 per week, or £2,400 and £4,800 per month, respectively. The provision of further nursing care makes this even more expensive, raising the price to over £800 a week. This equates to a total cost of up to £3,200 a month, or £41,600 a year.
24-Hour / Live-in Care: The annual cost of live-in care can range from £44,000 to £54,600 for 24-hour care in your own home. You have the option to use a live-in care agency or employ a carer yourself. We can help you source the right live-in carer or overnight care.
Many people living with dementia often get confused about the time of day or indeed forget what time it is. To help with this, we’ve put together a list of some of the best dementia clocks on the market to help your loved one feel more settled and comfortable at home.
The NHS continuing health care (CHC) scheme was created for those that require complex or long-term care and who need financial support to fund it. The application process can be quite complex, so we’ve collated everything you need to know about the checklist and the assessment to help you prepare and keep your mind at ease.
Taking medication is an important part of many people’s routine, particularly if they have underlying health conditions or receive care. For some, remembering to take medication and the quantities they need to take can be difficult to remember, which is why using a dosette box may be much easier and more efficient. Find out what a dosette box is and why they’re such a great thing to have if you take regular medication.
There are a number of benefits to keeping fit: it can reduce your risk of major illnesses such as heart disease and stroke, it can help strengthen your balance and mobility in your senior years, and with a strong connection between our physical and mental health, it can also have a significant impact on our mood. The prospect of regular exercise can be intimidating for many of us, especially when we reach our older years and physical activity doesn’t feel as natural as it once did.
A panic alarm can be a reassuring tool in your senior years, helping you to feel safer at home and also providing peace of mind for your loved ones. It could be that you live alone, with a loved one or have periods of time away from your family; whatever your circumstances, panic alarms can bring a great amount of comfort.
Unless you or a loved one are affected by arthritis, you may not be all too aware of the condition and how it might feel. Whether you have recently been diagnosed with arthritis, or you are researching on behalf of a loved one, or perhaps you are just keen to learn more; we believe that the more you are educated on the condition, the better life can be for those living with it. We want to break down some of the most common misconceptions and contribute to a better education of arthritis, with the aim to make life easier for those living with it.
There is a common misconception that daily living aids are a sign that you are losing your independence, but in fact, they can mean quite the opposite – and bathing aids are no exception. If you are experiencing difficulty bathing or showering, or maybe you have noticed that your loved one is not as confident washing alone as they used to be, purchasing a bathing aid can be a great way to enhance independence and continue living happily at home.
The T-score results from a special type of X-ray called a Dual Energy X-ray Absorptiometry (DEXA for short) which examines a person’s bone density to discover how much has been lost. This is a non-invasive procedure which sees you lying on a firm hospital couch and having x-rays passed over the relevant parts of your body. The machine will measure the X-rays that your bones absorb, and the result is your T-score.
The End of Life Care Pathway is a holistic, ‘whole-person’ approach to end of life care and dying, recommended to be used wherever someone wishes to die, whether it be a hospital, care home or in their own home. The pathway includes a commitment to honest discussions with the person at the start of their journey so that their wishes for care are respected at all stages.
While exceptional training can help to advance a carer’s skills, there are many qualities that a good carer needs that cannot be taught. These are the natural abilities that a carer needs to feel empathy and compassion for someone and subsequently want to do the best job they can looking after their customer.
As we age, our brains naturally change, just like most other parts of our bodies. As our joints and muscles begin to ache and we tire more easily so does our brain feel the effects of ageing. Many people would agree that as they age their brain doesn’t seem to recall facts as quickly as they used to, or words seem to ‘fall out’ of our brain and we end up substituting them with ‘thingummy’ or ‘whatsit’.
At Helping Hands we have researched the most common types of Cancer in the UK, alongside possible symptoms and recommended treatments. Read our full guide here for information on:
- Breast Cancer
- Prostate Cancer
- Lung Cancer
- Bowel Cancer
- Melanoma Skin Cancer
Becoming a carer is a highly rewarding and fulfilling role, and even on the most trying days you have the reward of knowing that you made a real positive difference to another person’s life. Achieving relevant qualifications can be desirable for many carers though because it can equip them with more in-depth, specialist knowledge, as well as giving them confidence in their abilities or eligibility to seek promotion.
Stroke symptoms that come on suddenly but then disappear within 24 hours mean it was most likely a transient ischaemic attack (TIA), also known as a mini-stroke, but this could be a pre-cursor of a more serious stroke and will give the medical team the opportunity to begin treatment to try and prevent that happening. Although the FAST test identifies most strokes, there may occasionally be different symptoms.
It can often be hard to convince elderly loved ones to eat enough food throughout the day to sustain them and provide their bodies with important nutrition. We’ve listed eight ways in which you can encourage regular, healthy eating habits in elderly people struggling with their appetite.
Holidays are an important part of life, giving people the opportunity to rest, recuperate, and experience a change of scenery. At Helping Hands, we want to make sure everyone has the opportunity to experience a holiday, whether in the UK or overseas.
A home is so much more than four walls and a roof. You may have lived in your home for many years, raised a family there, shared a life with a beloved partner and made memories in every square foot. Consequently, you may have been very reluctant to leave it, but feel that you had little choice, due to your care needs.
It can sometimes be difficult to have that initial conversation about power of attorney, particularly if your parents are in good health. The process for appointing power of attorney is a fairly straightforward one, but also requires thought, consideration and compassion. Your parents will almost certainly appreciate the importance of power of attorney, but it still might be a difficult step for them to take.
Arthritis nodules are firm lumps of inflammatory tissue, varying in size, that can appear under the skin in people living with rheumatoid arthritis. They usually develop in overexposed joints, such as fingers and elbows, and affect up to 20% of patients with rheumatoid arthritis.
Palliative care can last for many months or even years, and it might only be towards the end of their life that a person requires pain relief, or maybe not at all. For people who are experiencing pain though, it’s important it is managed appropriately by suitably qualified professionals using techniques that suit the person best.
If you suspect that you or someone else has had a stroke it is vital that they receive medical attention as quickly as possible. The NHS tells us that “even if the symptoms disappear while you’re waiting for the ambulance, it’s still important to go to hospital for an assessment.”
Dementia doesn’t define someone; it’s important to remember that the person you love is still there when they are living with dementia, it’s just you may have to work a little harder and use different communication strategies to bring them to the fore.
Supporting someone with a mental health problem can be challenging, as not only do you need to support that person, you also need to be able to manage society’s perceptions of that person’s condition, which may think that person is less deserving of care, because they can’t see the ‘hidden disabilities’ they have.
When the need arises for you or your loved one to look for care, it can sometimes be difficult knowing where to start. There are many different types of home care, and many different care providers, and you want to be absolutely certain that you choose a care partner who will be able to support you in every way you need, whatever your condition and whatever your circumstances.
Palliative care exists to ensure you have the best quality of life possible, regardless of how long that is for, and the healthcare professionals you encounter during your palliative care journey will do all they can to support you with that.
Looking after another person can be amazingly rewarding but also exhausting at times, and some unpaid careers do it for years with little opportunity for breaks. Carer depression can manifest for a variety of reasons, such as pressure of juggling caring and family, work, and other commitments.
Being diagnosed with dementia is a hard-enough time for any person and their loved ones, but what can you do if the person refuses all offers of help and support? It’s understandable that someone may go through a short period of not accepting their diagnosis, this can happen with any serious or life-limiting condition.
As we get older, it’s almost inevitable that we start to lose strength, agility, mental aptitude and energy. Things that we used to find straightforward, such as bathing, getting dressed, taking the dog for a walk or heading to the shops, gradually become increasingly difficult. And while this can understandably be a source of frustration, it’s a perfectly natural part of the aging process that we need to adapt to.
A care needs assessment is for anyone who thinks they would benefit from additional support day-to-day for themselves, a friend or a family member. A needs assessment can, via carefully worded questions and their responses, show if an individual needs support via special equipment or care and if so, what form it should take
The primary reason disabled people adapt their home is to make it safer and easier to move around in. Home adaptations can enhance the simplicity and safety of everyday routines such as cooking, cleaning, climbing stairs and using the toilet, providing a valuable boost to independence and confidence.
When your body loses more fluids than you consume, it no longer contains enough water to carry out its normal functions and dehydration starts to occur. Depending on the severity of the dehydration, it can be a very debilitating condition, causing a wide range of symptoms that can affect you both in the short term and in the long term.
If you’re planning to use public transport, it’s worth getting in touch with the transport provider before travelling to ensure they can prepare to help you in whatever way you need. Trains and buses almost always have seating reserved for elderly people and people with disabilities, as well as dedicated space for wheelchairs.
Whether it is you or a loved one who is finding that they’re persistently forgetting things, struggling with words, losing their bearings regularly or other similar symptoms, you may be concerned about the onset of dementia. Find out more about the memory assessment service here.
Loneliness is recognised as a condition that can significantly impact on a person’s physical and emotional wellbeing, in fact according to the Campaign to End Loneliness, it “increases the likelihood of mortality by 26%.” This is comparable to risk factors such as obesity and cigarette smoking and can also have a recognised effect on mental health.
Receiving a diagnosis of dementia can make you feel that life will never be the same again and while that’s true in some ways, living well with dementia is a very achievable situation for many people post-diagnosis. If you’ve got as far as seeking medical advice and a diagnosis, you and your loved ones will already have gone through some difficult times, involving worry, frustration and concern about the future.
Mental stimulation can be classed as anything that exercises the brain. As Age UK explains, “if we want our brain to stay in peak condition, we should use it.” If we don’t, we risk cognitive decline in the form of reduced thinking skills, memory problems and creativity, amongst others.
They go on to say that “people who do more mentally stimulating activities have better thinking skills in older age.”
A hallucination is a sensory experience of something that appears real but is simply created in our mind. Hallucinations are commonly experienced by persons living with dementia although exact estimates of their frequency differ. The frequency of hallucinations may also depend on the type of dementia. For example, as many as three quarters of persons diagnosed with dementia with Lewy bodies, and up to two-thirds of those with Parkinson’s Disease dementia, may at some point experience hallucinations.
Being unable to make sense of time is something that can happen quite early in a person’s dementia journey, which is why the tests that a GP uses for memory assessment usually include drawing a clock face, with hands set at a specific time.
Being unable to make sense of time is something that can happen quite early in a person’s dementia journey, which is why the tests that a GP uses for memory assessment usually include drawing a clock face, with hands set at a specific time.
When you’re living with dementia it’s important that you have access to technology that is going to enhance your life, not make the world around you even more confusing, and this is where telephones with simplified features can be helpful.
For instance, the phone may have larger buttons than usual, ‘one-touch’ buttons with space for photos, a loud volume setting, larger displays or a combination of several features.
NHS Continuing Healthcare (CHC) is when someone with complex long-term health needs qualifies for social care arranged and funded solely by the NHS.
Continuing healthcare can be provided in a variety of settings, but with Helping Hands you have the advantage of your continuing healthcare being provided in your own home, rather than having to move into a care home to receive it.
When someone begins their Palliative care journey, they are embarking on a plan of treatment, care and support for a life-limiting condition.
Palliative care isn’t just for the person themselves though, it will also include emotional support for their loved ones, to ensure that the person lives as good a quality of life as possible in their last years or months.
The presentation and progress of RPD will vary between individuals. People affected will usually develop problems with their memory, thought processes and communication.
Many people also have personality or behavioral changes and mood disturbance, as well as movement changes that can occur as a result of brain damage. These cognitive and behavioral changes can make it difficult to complete everyday tasks such as managing medications, dressing and bathing independently.
Getting a good night’s sleep has many obvious health benefits such as feeling less tired throughout the day and being refreshed when we wake up in the morning.
However, there are other benefits that may not immediately come to mind, such as improving attention span, concentration and supporting mental wellbeing.
Poor sleep is more common in older people for a variety of reasons, such as pain from existing conditions, the need for more frequent urination, and the result of a slower pace of life and more frequent naps during the day.
Age UK tells us that we shouldn’t “expect to sleep as well” as we did when we were younger, and both the quality and quantity of sleep can change as we age.
Your mental wellbeing is important for maintaining your independence, mental health and relationships. We understand it can be a little distressing when you become forgetful or seem to be struggling with making decisions. However, there are plenty of ways to help yourself with this.
According to the Alzheimer’s Society, keeping your mind active is likely to reduce your risk of dementia.
When someone is living with dementia it doesn’t mean that they won’t enjoy the things they always used to, such as celebrating Christmas with the family and honouring long-held traditions.
However, there will be some measures that the family or carers can put in place to ensure that the person’s particular needs are respected, while still celebrating a joyful holiday season.
Only recently has loneliness become a major issue that is widely recognised in society, and as something that can have a genuine impact on someone’s physical and mental well-being.
Loneliness is particularly prevalent in care homes, where residents are more than twice as likely to report feeling lonely.
Receiving meals direct to your door, as opposed to having to prepare them yourself, can be beneficial in many ways.
They can often work out cheaper than if you were to purchase all of the raw ingredients yourself, and you don’t have to cook them from scratch either!
When it comes to personal care, we all naturally want to maintain our hygiene. Many people tend to have a bath or shower at the start of the day or just before settling down to sleep. However, with age, it can become a struggle to bathe or shower daily. This may be due to mobility or simply not having enough energy. But for the elderly, having a shower once or twice a week is sufficient to keep skin conditions and infections at bay.
The most crucial thing to remember if you’re going to be involved with hoisting someone using equipment is to not attempt it at all unless you’ve been fully trained in how to use that specific equipment. Injuries can be inflicted on both the person hoisting and the person in the hoist if someone attempts to do so without being instructed on how to do so.
As time goes by, you may find yourself becoming a little unsteady on your feet, which can lead to falls. It is important to make sure that this is prevented as it can lead to serious injuries, especially if you are an older person. There are many ways to prevent falls and avoid a trip to the hospital. These include looking after your overall health and getting enough sleep. Naturally, with time, our health will change, but here are some of the ways you can lower the risk of accidents.
Caring for anyone is a big responsibility that can be very rewarding but comes with certain challenges, so it’s important that you understand exactly what home care is likely to entail. There are numerous elderly care websites that contain great information about caring for elderly people, people with dementia, and people living with disabilities and other medical conditions.
High blood pressure, also called hypertension, is a condition where the systolic and diastolic numbers are raised above recommended parameters. When the results are received they should be looked at by a medical professional, because what is considered high for one person may be normal for another.
As we age our bodies start to slow down and become weaker, including our mouth muscles. According to the NHS, “the muscles used for swallowing can become weaker with age,” which is one of the reasons why swallowing issues are more common amongst the elderly. Overall, it naturally comes down to how our bodies age, as bones and muscles tend to shrink and lose mass.
As we get older, it’s only natural that many of us will find ourselves requiring additional help to manage from day to day. When an elderly parent reaches a point where they can no longer look after themselves properly, you need to know there’s a support system in place to ensure they keep receiving the physical and emotional support they require to continue living independently, securely and comfortably at home.
When an elderly parent needs care, the decision should be taken together as to whether they remain in their own home or not, but if that isn’t possible, perhaps due to a debilitating illness or loss of mental capacity, it can be hard to face such a decision alone. Find out possible options, and how to make the decision here.
Before choosing a mobile phone you need to decide what you want it to do for you. For instance, are you only interested in making calls and sending texts, or would you need a fast internet connection that will enable you to use video calling options, or watch streaming services on the move?
As we get older, it’s only natural that we’ll start to lose a bit of mobility and stability. This can often mean we end up being a bit less steady on our feet, which can lead to a lack of self-confidence and be detrimental to our independence. For the elderly, the risks associated with a fall become much greater – health risks include head injuries, muscle damage, bone fractures and more.
As healthcare, medicine and quality of life improve around the world, human life expectancy is experiencing an overall increase. Naturally, this is resulting in a rise in the number of elderly people to an all-time high, and that trend isn’t about to change any time soon.
With the number of retirement-age adults expected to keep growing in all regions of the world, there’s a continual need for more dedicated elderly care services to help support our aging populations and ensure they remain physically and mentally healthy.